Life Insurance

There are many kinds of Life Insurance plans, three are offered here:

Universal Life, Term Life and Final Expenses.

Universal Life Insurance

Flexible Premiums: You can change the amount of premium you pay.

Flexible Death Benefit: You can lower or increase¹ your amount of death benefit coverage as your life insurance needs change.

Safety: Your cash value savings are very safe as we have a number of strong and experienced companies to choose from.

Excellent Return: Your cash value earns interest at current, competitive rates. Liquidity: If cash is needed, withdrawals can be made against the policy cash value. Loans can also be made against the cash value.

Tax Deferred Earnings: Your policy has a tax advantage, it is tax deferred until withdrawn.

Flexible Family Coverage: Term life coverage is available for your spouse and children.

Accelerated Death Benefit: In the event of a terminal illness, you may receive
an accelerated payment of 50% of eligible proceeds up to a maximum of
$100,000.
¹Evidence of insurability required to increase death benefit.

Term Life Insurance
Term life insurance does not support savings or an investment option, which means you, receive more life insurance protection for your premium dollar and only pay for pure protection.

Life insurance is an essential part of financial planning, so you choose how much insurance you want and how long you want to protect your valuable assets and provide future security for those you love.

Family coverage
For an additional premium, your children may also obtain this affordable protection.
 
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