Health Insurance
Some different types of Health Insurance Plans:
Health Savings Accounts
HSAs have been likened to Medical IRAs. Team a tax-qualified high-deductible, no-copay health insurance plan with a tax-qualified savings account. And you can contribute to the account “above the line” pre-tax dollars, to be spent on qualified medical expenses. This tax-deferred money in the Health Savings Account at years end “rolls over” to the following year. Furthermore, you may purchase your health care at a wholesale rather than retail price with tax-free dollars.
For more information please contact me.
PPO (Co-Pay) Plans
These plans typically provide coverage for medical treatment: in or out of the hospital, surgical procedures in or out of the hospital, prescription medications in or out of the hospital and miscellaneous expenses in or out of the hospital. Choose from: $500 to $5000 Deductibles; Doctor Office Visit Co-Pays $25 to $45; Wellness Care Co-Pays $25 to $45; Outpatient Prescription Drug Co-Pays $15 to $20; Maternity Option.
For more information please contact me.
Major Medical Plans
These plans have no co-pays; consequently, the premiums are less expensive plus all eligible expenses count toward the deductible. Health care pricing may be attained at the wholesale rather than retail level by choosing in-network providers. Deductibles range from $500 to $10,000 with the same quality of coverage as described earlier i.e. medical treatment in or out of the hospital, surgical procedures in or out of the hospital, prescription medication in or out of the hospital and miscellaneous expenses in or out of the hospital and more.
For more information please contact me.
